Market Alert founder and chief analyst, Larry Baer has been a student of the mortgage-backed securities market for over two decades.  Larry spends dozens of hours each week poring over historical market charts, economic data and business news to deliver the very best market forecast for his clients.

The system uses 3 basic components:

 Anticipating the point where prices or interest rates will likely reach the top or bottom of a trading cycle over a given period of time.

 The approximate date your loan closes.

 Combining both of the above to determine the optimal time to "float" or "lock" your loans.

Note the following example:

The red line below represents the approximate date our sample loan closes - Day 25.  Notice how frequently price shifts direction prior to that date.  This is typical of the mortgage-backed securities market.  In this example, if you had "locked" your loan anytime before Day 23 (The highest point prices went), you would have missed out on a greater financial gain. 

Larry Baer has proven success forecasting the tops and bottoms of a trading range.